your privacy is important to Pacific Advance and our associates. We want you to
understand what information we collect and how we use it. In order to
provide our customers with short term loans as effectively and conveniently
as possible, we use technology to manage and maintain customer information.
The following policy serves as a standard for all Pacific Advance employees for
collection, use, retention, and security of nonpublic personal information
related to our short term programs.
WHAT INFORMATION WE COLLECT.
We may collect "nonpublic personal information" about you from the following
sources: Information we receive from you on applications or other loan
forms, such as your name, address, social security number, assets and
income; Information about your loan transactions with us, such as your
payment history and loan balances; and Information we receive from third
parties, such as consumer reporting agencies and other lenders, regarding
your creditworthiness and credit history. "Nonpublic personal information"
is nonpublic information about you that we obtain in connection with
providing a short term loan to you or list derived using that information.
For example, as noted above, nonpublic personal information includes your
name, social security number, payment history, and the like.
WHAT INFORMATION WE DISCLOSE.
We are permitted by law to disclose nonpublic personal information about you
to third parties in certain circumstances. For example, we may disclose
nonpublic personal information about your short term loan to consumer
reporting agencies and to government entities in response to subpoenas.
Moreover, we may disclose all of the nonpublic personal information about
you that we collect, as described above, to financial service providers that
perform services on our behalf, such as the marketers and servicers of your
short term loan, and to financial institutions with which we have joint
marketing arrangements. Such disclosures are made as necessary to effect,
administer and enforce the loan you request or authorize. Otherwise, we do
not disclose nonpublic financial information about our customers or former
customers to anyone, except as permitted by law.
If you become an inactive
customer, we will continue to adhere to the privacy policies and practices
described in this notice.
OUR SECURITY PROCEDURES. We
also take steps to safeguard customer information. We restrict access to
nonpublic personal information about you to those of our and out servicer's
employees who need to know that information to provide short term loans to
you. We maintain physical, electronic and procedural safeguards that comply
with federal standards to guard your nonpublic personal information.
apply and be approved in minutes by
using the online application 24/7
To apply for a loan via phone:
Existing Customers can re-apply 24 hours a day
7 days a week through the automated system