Short term loans provide the needed cash to meet immediate short-term cash flow problems.

They are not a solution for longer term financial problems for which other kinds of financing (such as credit cards, an overdraft loan or a loan from friends or family) may be more appropriate and affordable.

You may want to discuss your financial situation with a non profit credit counseling service available to consumers experiencing financial problems in your community. Lenders check your credit report, your credit score, and your debt analysis to make credit and loan decisions about you. Find out what's on your report.

Free Credit Report Online

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